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Dear Friend/MLM Member: Please Don’t Do This

For the purposes of the article I am defining Multi-level Marketing as any business that has a downline. Meaning members earn a percentage of the earnings of those they recruit.  I currently have family members in MLMs, some friends in MLMs, have been recruited by Primerica and many others, and my wife even sold Stella and Dot for a while. My point in all this is that though I haven’t joined … [Read more...]

My New Favorite Money-Saving Strategy That You Aren’t Using

I just love finding new ways to save money.  It is kind of an addiction really.  And after spending years being a guinea pig with a lot of money-saving tips I created this 3-step process I used to help me save over 50% on almost all of my purchases. So today I just want to share a very simple strategy that is saving me money each month – check it out below! Buying Used Gift Cards Did you … [Read more...]

How I made $2,145 Last Month by decluttering

A few years ago I began a journey towards minimalism.  And not the weird kind where you sleep on the floor and only have one plate and one fork, but a kind where I question all my possessions and get rid of the stuff I don’t need. I had read a few books that were getting me inspired and then I had the great pleasure of spending some time with Joshua Becker who is one ... Article by … [Read more...]

Why God’s way takes longer

It is kind of like becoming a tree I was staring at a tree the other day just day-dreaming and kind of worrying about how long it was taking to get answers to prayer for a few issues in my life. I was reminded of… Psalm 1:1-3 How blessed is the man who does not walk in the counsel of the wicked, nor stand in the path of sinners, nor sit in the seat of scoffers! But his delight... Article by … [Read more...]

How to get started investing in Real Estate for beginners

I have been wanting to do some real estate investing for years, but just haven’t gotten around to it yet.  We all have our excuses don’t we? But a friend of mine, Brandon Turner, is part of the largest real estate investing website out there (BiggerPockets.com) and has been investing in real estate for years. And he is a really great teacher and communicator. So, I figured who better … [Read more...]

7 Ways to Go to College for Free

Tuition. Fees. Books. It all adds up! College can be ridiculously expensive, but it doesn’t have to be. Don’t accept the idea that you’re going to pay an arm and a leg for college. You can go to college for free. How to Go to College for Free Take a look at some of these methods that have the potential to put you through college for free. Some will work well with your … [Read more...]

7 Simple Ways To Raise Non-Materialistic Children

Ironically, many children raised in wealth demonstrate the same tendencies as those who are raised in extreme poverty: depression, despair, attempted suicide, drug and alcohol use, and shoplifting. Why this behavior? The parents, who are often too busy making money sacrifice meaningful time with their children. Admittedly, raising children in a world obsessed with stuff is a tough, tough job. As … [Read more...]

How To Consolidate Your Debt With Lending Club

Technology is changing everything – even the well-worn process of getting a loan through a bank. You can now streamline the whole borrowing process and consolidate your debt with Lending Club. Lending Club is the largest and most well-known of the rising class of direct lending platforms that enable both borrowers and investors to bypass traditional banks. It just could be the better way to get a … [Read more...]

15 baby toys that you can make for free

Who said babies have to be expensive? I am due in a few weeks with baby #3 and let me tell you that I have learned that you don’t need most of the baby stuff that stores try to sell.  Especially when it comes to toys. Babies tend to want to play with everything and anything and it doesn’t matter if it is a $50 toy or one that you make for free.  I love these simple DIY baby toys from … [Read more...]

10 Frugal Landscaping Ideas to make Your Yard Amazing

So, I’m starting to research frugal landscaping ideas to make my yard amazing this Spring. Bloggers have so many fab ideas! There are so many back yard projects, curb appeal DIYs that it’s hard to narrow down what will not only look best for my home, but also won’t hurt my wallet too much! I would like to share with you some of these creative and inexpensive landscaping ideas … [Read more...]

15 Kitchen Tips & Tricks that would Make MacGyver Proud

MacGyver. Remember him? If you watched television in the later 80’s and into the early 90’s, you’ll know exactly who I am speaking of. He always had some trick up his sleeve and a way to solve nearly everything problem and he knew how to get out of every situation. Even life or death situations. He just always had THE solution. My kitchen can be a battle ground some days, but … [Read more...]

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