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Investing Wisdom from Marc Andreessen, Peter Thiel, Reid Hoffman, Chris Sacca, and Others

This episode contains some of the best lessons I’ve learned about investing, making money, and growing your personal wealth. It was inspired by my recent talk with Ray Dalio, which has been incredibly popular and led to many additional questions about money and investing. There is no doubt we need to create systems and procedures that work for each of us. What works for me might not work for you. … [Read more...]

How We Just Scored a $100,000 House for Just $75,000

Are you looking for deals on real estate, but can’t seem to find them? Sure, the market’s hot right now, but that doesn’t mean that there’s no deals to be had – you’ve just got to dig wider, deeper, and probably get a bit creative with your digging style! If you’re constantly on the lookout for a deal on real estate, then you might want to incorporate this … [Read more...]

How to Find the Best Personal Finance Blogs For You

Ever watch “Miracle on 34th Street“? It’s a cute movie about Santa that I still remember from my childhood. In the movie, Santa Claus actually gets a job at Cole’s as the store Santa, where he proceeds to tell everyone about other store’s low prices on the toys they’re looking for. Initially, Cole’s management is appalled…until they realize that this … [Read more...]

Failed banks, quantified self and addiction to the infinite scroll. An interview with Michael Mandiberg

Michael Mandiberg, Quantified Self Portrait (One Year Performance), 2017. Installation view at LACMA’s Ray’s & Stark Bar In 2008, as the U.S. was going through the Great Recession, Michael Mandiberg noticed that when a bank failed, the Federal Deposit Insurance Corporation (FDIC) would erase its visual identity from the internet. The whole disappearing act was taking place over the course of … [Read more...]

5 Reasons I’m Not Buying My $75,000 Dream Car

Here it is. The Ferrari 360. I’ve been drooling over this car for the past 15 years… And Liz and I officially have enough cash in the bank to pay for it. BOOM! Looks like I’m buying my dream car!!Well….maybe not… 5 Reasons I’m Not Buying My Dream CarFirst of all, I highly doubt that Liz would give me the thumbs up on this ride since it’s not exactly kid … [Read more...]

How to Raise Your Kid For Half the Cost

Did you know that the average cost for raising a child is now at $233,610? And this number only reflects raising them. It doesn’t include medical bills incurred from the birth, and it certainly doesn’t include college expenses! In fact, this number only reflects the money spent between infancy and 17. So how can you raise your kid for half the cost?This post has been written by our fabulous staff … [Read more...]

How to Ditch Your Job and Become a Stay-At-Home Mom

“A-d-d-i-l-y-n” – I wrote out the letters on the hospital room white board. Liz smiled, nodded, and we all nuzzled together, excited about our future as a family.During those memorable moments, Liz and I pretty much knew that she was going to ditch her job and become a stay-at-home mom. We had been planning for this before we even met each other!Seriously.Liz was completely debt … [Read more...]

Flipping a Car One More Time…What Could Go Wrong?

“What did I just get myself into…?” I murmured to myself as I rumbled away in my newly purchased piece of crap 2001 Honda Civic…Here’s the story in a nutshell:We were saving up money to buy either a rental house or a flip houseAn opportunity came up sooner than expected on a flip house that would have left us a paper-thin emergency fundI thought, “Why not find a … [Read more...]

7 Ways to Pay Cash For Your Next Car

Many Americans pay over $400 a month on car leases or loans and the numbers keep rising every single year. In a world where keeping up with the Joneses is normal, the average person may feel the need to get a car they can’t afford, just to impress those that shouldn’t matter.7 Ways to Pay Cash For Your Next CarHere’s the thing, car loans are expensive, and they can actually be avoided, even if you … [Read more...]

What a Backpack Taught Me About Cheap vs. Frugal

It was 2009, in the midst of the recession, and blogs full of bargains were all the rage.  I was pretty excited to read about how I could get a backpack for my little kindergartner for free!  If I spent $10 on other items at this store, I could get him a free backpack with his favorite superhero splashed across the back.  No biggie, since I needed groceries anyway.  While we were there, he chose … [Read more...]

10 Cheap Recipes You Can Make in 15 Minutes or Less

Want to cut your expenses so you can get out of debt? The top 3 most expensive budget items today are your house, your car, and FOOD. If you want to put a dent in your debt, tell your stomach to watch out! It’s time to make a change!10 Cheap Recipes You Can Make in 15 Minutes or Less!This post has been written by our talented staff writer, Kimberly Studdard.Even if you love cooking, chances … [Read more...]

Michelle Made Almost $1 Million Blogging Last Year…So I Asked Her a Few Questions… ;)

Michelle Schroeder-Gardner has earned more money in just a few years than most people do in their lifetime. And that’s not even the most amazing part. She didn’t earn this pile of money by becoming a doctor or lawyer. She did it by blogging….!I aspire to do the same – and many of my readers do as well – so why not ask one of the most amazing bloggers of all time a few … [Read more...]

Should You Pay Off Your Mortgage Early?

You just received a $100,000 inheritance (Woot woot!). You want to be smart with it…so buying a Ferrari is out of the question. But should you pay off your mortgage early? Or, should you put the money into the stock market to earn more interest over time?This is the age-old question…Should You Pay Off Your Mortgage Early?Ask almost any financial advisor and they’ll tell you to … [Read more...]

How David Escaped $35k in Debt After Divorce

David’s life was rolling along just fine. He married a beautiful woman, had a son, and all in all lived a pretty good life! Sure, he had some debt, but who doesn’t? They could make the payments, and they were sure they’d take care of it eventually.It really didn’t seem to be that big of a deal….until the divorce.How David Escaped $35k in Debt After DivorceAndrew … [Read more...]

7 Tips to Save Up Cash for Your Next Rental Purchase

Want to buy a rental property? I always recommend doing it with cash.And then of course I hear this…“Derek, you must live in some kind of fairy tale if you think people can save up enough cash to buy a property outright. Most can barely do it with a loan!”Well, I’m not most people, and you shouldn’t be either…because most people are broke and have constant … [Read more...]

Are You Eating Your Lunch? Or is Your Lunch Eating You?

Have you ever started talking with someone about money and thought, “This person really has it all together”? …and then later realized they waste their money by going out to lunch every. single. day. ?Is Your Lunch Eating You?It’s innocent enough, right? You manage your money well by driving a 10 year-old car and you live in a modest house, which saves you hundreds of … [Read more...]

Top 5 Ways You’re Losing Money When Buying a Car

According to USA Today, over 17.5 million new cars were sold in the U.S. in 2015…. And then a new record was set in 2016 with sales topping 17.55 million.We Americans sure love our cars, and sometimes we get so enamored with the look, the smells, and the status symbol of the brand that we lose all sense of logic during the new car purchase. And with the escape of logic, we often find … [Read more...]

30 Things To Do Instead of Spending Money

It can be hard to reduce your spending if you love having fun. But entertaining yourself doesn’t have to be expensive, and there are quite a few things that you can do instead of spending money on an expensive concert or dropping $40 for a night at the pub. Instead, here are the top 30 things that you can do without spending a dime! (Extroverts, be sure to thank me in the comments below! :))30 … [Read more...]

Interest Rates Are Going Up, Should You Refinance Your Mortgage?

“If I refinance my house today, I could save an entire percentage point in interest! It’s a no-brainer, right?!”Ummm…not necessarily….Just because you can save 1% on something doesn’t automatically mean it’s a good idea, ESPECIALLY when there’s an up-front cost of doing it.Should You Refinance Your Mortgage?Just a few months ago, rates for a 15-year … [Read more...]

How to Build a Capsule Wardrobe to Save Money

If you find yourself buying new clothes because you can’t find your favorite jeans, or if none of your outfits ever seem to be put together, you may want to try out building a capsule wardrobe to save money. Not only will it save you money, but it can also help you save time, energy, and frustration when picking clothes to go about your day.This post was written by our regular writer, Kimberly … [Read more...]

Buying a House? What Type of Mortgage Loans Are Best?

Buying your first home can be an exciting time. You’ll read up which are the best parts of town to live. You’ll check the styles of homes available. And then you’ll start comparing prices and checking mortgage rates. Sounds simple, right? Just find your dream home and sign for a mortgage…What Type of Mortgage Loans Are Best?But buying a home is a huge investment. Mortgages … [Read more...]

Flash crashes. Glitches in the trading system

Members of RYBN were participating to refrag, a series of workshops, talks and performances that explored Glitch Art. Their presentation looked at what happens when HFT algorithms slip, glitch and disrupt the trading system. They analyzed four famous 'flash crashes.' Their study was based on a rigorous analysis of documents available online continue Article by we make money not art. Read entire … [Read more...]

Flipping My First House – 8 Weeks…and Continuing

My friend Joshua has decided to try his hand at flipping houses. He wanted to write about his house flip, and I wanted to learn from it, so I invited him to publish his experiences here. If you haven’t yet read the first two posts, I have provided the links below so you can catch up!Post 1: Flipping My First HousePost 2: Flipping My First House – 5 Weeks InThe Past 3 Weeks…Even … [Read more...]

21 Things I Always Get From the Dollar Tree

Over the course of my adulthood, I have slowly discovered the amazingness of the dollar store. An item that typically costs $4 or $5 at another retail establishment might only cost $1 at the dollar store. After a few of these purchases, the savings could really add up! So why not just put a list together of the things we should be purchasing from the dollar store?Before I dive into my list of 21 … [Read more...]

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